Self-reliance is a process:
We are responsible to provide for our own welfare. This means that, with the Lord’s inspiration, we make our own decisions, resolve our own difficulties, and avoid dependence on others to the extent we can. We provide for necessities of life for ourselves and our families. When we are self-reliant, we are better able to serve and bless others.

There are six areas of self-reliance:
1. Spiritual Strength. Spirituality is essential to a person’s temporal and eternal well-being. Church members should exercise faith in Heavenly Father and Jesus Christ, obey God’s commandments, pray daily, study the scriptures and teachings of the latter-day prophets, attend Church meetings, and serve in Church callings and assignments.
2. Health. The Lord has commanded members to take care of their minds and bodies. They should obey the Word of Wisdom, eat nutritious food, exercise regularly, and get adequate sleep. They should shun substances or practices that abuse their bodies or minds and that could lead to addiction. They should practice good sanitation and hygiene and obtain adequate medical and dental care. They should also strive to cultivate good relationships with family members and others.
3. Employment. Work is the foundation upon which self-reliance and temporal well-being rest. Members should prepare for and carefully select a suitable occupation or self-employment that will provide for their own and their families’ needs. They should become skilled at their jobs, be diligent and trustworthy, and give honest work for the pay and benefits they receive.
4. Home Storage. To help care for themselves and their families, members should:
– Build a three-month supply of food that is part of their normal diet.
– Store drinking water in case the water supply becomes polluted or disrupted.
– Gradually build a longer-term supply of food that will sustain life.
5. Finances. To become financially self-reliant, members should:
– Pay tithes and offerings.
– Avoid unnecessary debt.
– Use a budget and live within a plan.
– Gradually build a financial reserve by regularly saving a little.
– Teach family members principles of financial management.
6. Education. Education can enrich, ennoble, and provide understanding that leads to a happier life. Members should study the scriptures and other good books; improve their ability to read, write, and do basic mathematics; and obtain skills needed for suitable employment.

"As disciples of Christ, we should give of ourselves-our time, talents, and resources-to care for those in need. We are better able to fulfill this responsibility if we are striving to become self-reliant, for we cannot give what we do not have. When we wisely use those things that the Lord gives us, we become more able to give to the Lord’s work and provide for others” (Providing in the Lord’s Way: A Leader’s Guide to Welfare [1990], 3).